Buy Now, Pay Later: Your Guide to Using Klarna, Affirm, and Afterpay Virtual Cards for PRC Membership
Buy Now, Pay Later: Your Guide to Using Klarna, Affirm, and Afterpay Virtual Cards for PRC Membership
Making perinatal professional development more accessible, one payment at a time
Why Choose Buy Now, Pay Later for Your PRC Membership?
We know that investing in your professional development is crucial, but sometimes the timing isn't perfect for your budget. That's why we're excited to share how you can use popular buy now, pay later (BNPL) services to join the Perinatal Resource Collaborative community today while spreading your payments over time.
Whether you're choosing our Community ($97/year), Professional ($197/year), or Platinum ($297/year) membership, these virtual card options make it easier than ever to access our supportive village of perinatal professionals.
What Are Virtual Cards and How Do They Work?
Virtual cards from BNPL services work just like regular credit or debit cards online, but they're specifically designed for splitting your purchase into manageable installments. Here's how each service works:
Klarna Virtual Card
Payment Structure: Split into 4 interest-free payments over 6 weeks
First Payment: 25% due at purchase
Remaining Payments: Automatically charged every 2 weeks
No Interest: When payments are made on time
Affirm Virtual Card
Payment Structure: Flexible terms from 3-24 months
Interest Rates: 0-36% APR depending on creditworthiness
First Payment: Due at purchase or 30 days later
Transparency: Shows exact costs upfront
Afterpay Virtual Card
Payment Structure: 4 equal payments over 6 weeks
First Payment: 25% due at purchase
Schedule: Every 2 weeks automatically
No Interest: When paid on time
Step-by-Step Guide: Using Virtual Cards for PRC Membership
Step 1: Set Up Your Virtual Card
For Klarna:
Create an account and verify your identity
Navigate to "One-time card" or "Virtual card"
Enter your desired purchase amount (your PRC membership fee)
Get approved and receive your virtual card details
For Affirm:
Create an account and complete identity verification
Select "Virtual Card" option
Enter your purchase amount
Choose your payment plan and get approved
For Afterpay:
Sign up and verify your account
Select "Card" tab in the app
Set your spending limit for the purchase
Generate your virtual card details
Step 2: Complete Your PRC Purchase
Visit the PRC website and select your desired membership tier
Choose Your Membership
When prompted for payment method, select "Credit/Debit Card"
Enter your virtual card details:
Card number
Expiration date
CVV code
Billing address (use your real address)
Complete your purchase
Step 3: Manage Your Payments
Set up notifications in your chosen BNPL app to remind you of upcoming payments
Link a reliable payment method (bank account or debit card) for automatic payments
Keep track of payment dates to avoid any late fees
Contact customer service if you need to modify payment dates
Important Things to Know
Approval Requirements
Must be 18+ years old
Valid email address and phone number
Debit card or bank account for payments
Good payment history (for some services)
Potential Fees
Late fees if payments are missed (typically $8-$25)
No interest when payments are made on time
No hidden fees for most services
Credit Impact
Soft credit check for approval (doesn't affect credit score)
Missed payments may be reported to credit bureaus
On-time payments may help build credit history
Why This Investment in PRC Membership Is Worth It
When you join our community, you're not just getting access to resources – you're investing in:
Professional networking with 250+ perinatal professionals
Business growth opportunities through our marketing channels
Continuing education via monthly masterclasses and workshops
Marketing support through our magazine and podcast features
A supportive village that understands your unique challenges
Ready to Join Our Village?
Don't let budget timing hold you back from joining the most supportive community of perinatal professionals. With these buy now, pay later options, you can start benefiting from PRC membership immediately while managing your cash flow responsibly.
Questions about membership or payment options? Reach out to us at [email protected] – we're here to help you find the best path to joining our collaborative community.
Remember: While buy now, pay later services offer flexibility, always ensure you can comfortably afford the payment schedule before committing. Your financial wellness is just as important as your professional development.
